Virtual Money

My Atlanta chapter 7 bankruptcy claim got challenged, and I ended up losing the claim. It shouldn’t have come as any surprise because I did submit a fraudulent financial statement. I don’t even know why I did it really; I guess that there was just some stuff that I wasn’t willing to give up. I never thought that I’d get caught, I mean – it isn’t as if I did all of the dishonest things right before I filed. I signed over my part of our cabin in the mountains to my sister several months before I filed and I signed over the title of my car to my cousin at the end of last year. I wanted to have a plan in place to keep all of the things that I thought they might take and I just lost my head and used poor judgment. I had no idea that the regulations for filing were so strict now, I didn’t think that they were going to look that far back into my financial and personal history, I thought that they would just look and my debt to income ratio and make the decision if I was eligible based on those numbers. Now, if they even let me file again, they are going to be even stricter with my documentation and I’ll probably end up losing the things that I tried to hide from them anyway. I guess it could be worse; I’m lucky that I didn’t get arrested for fraud and have to pay fines or serve jail time.